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How to Have Belief in Business


There are three facets to belief. If you are a Christian business owner, you must take these three things seriously in order to truly be successful in business and in life. These are foundational to who we are as Christians and as entrepreneurs.

Belief comes from an old German word that means “to hold dear, esteem and trust.” There is a lot of power in belief if we understand the belief pyramid. The three kinds of belief for Christian business owners are: belief in God, believe in self and belief in business.

Belief in God

I was talking to a multi-millionaire this weekend. We started talking about faith and he shared a great concept with me. He said, “I don’t know how people do it without faith. They have nothing above them to keep them from being dishonest.” He went on to explain that when people don’t have some sort of faith, they can do whatever they want. In business, that could mean taking advantage of others and running a business with little or no ethics. (It happens!)

Starting with a foundation that there is a God and He is bigger than us helps us get perspective about our place in the universe. We are part of something God is doing here on earth, and because of that, we want to help people and honor God with all of our decisions.

Belief in self

After we have a strong foundation in God, we must have a strong belief in ourselves. This one may be harder for some of us depending on what kind of family we come from. See, if we have been told we are worthless or that we will never amount to anything, those seeds of doubt can still grow even when our business is successful.

We must look at the belief in God first and build who we are based on what He says about our lives. Think about it for a moment. You may have had someone in your life tell you that you are not good enough, but our value does not come from people. Our value comes from God.

God calls us His children. He sent Jesus to earth for us. He loves us even when we were stuck in stupidity and sin. That means the God of the universe, who created us and everything in it, says we are good enough. We should revel in the fact that we are more than good enough for this world.

Belief in business

I know a lot of articles that would start with the belief in business, but I have found that other two must be foundational to what we do as Christian entrepreneurs. We must have a strong belief in God, which tells us who we are in this world, which informs what we do for our business.

In business, we are here to help others. We find a product or service that can benefit another person and offer it to them at a valuable price. Business is that simple. Yet, at the core of what we do in business, we must think about how God wants to impact the world and how our lives touches others.

Putting our beliefs together

I have talked to many people who want to start a certain business ‘because it will make good money.’ They jump on the bandwagon only to find it is a lot harder than they think and since they are focused on the money, they are never fulfilled in their business. They jump from business to business never really finding their place in the world.

I don’t want that to happen to you. I want you to have a strong core belief that God wants you to be in business. I want you to see that God created you with a strong purpose in this world to touch lives. And, God, the creator of everything, gave you the blessings and opportunities to be in business for Him.

Taking action

Do a quick evaluation for your life.

Start with God. What is your core belief in God? Is it based on a strong knowledge of scripture? If so, keep it up. If not, jump into some biblical studies and dig into God’s word.

Check on self. What is your purpose? Do you really believe that God put you on earth for a purpose? He did! If you are having trouble with your identity find a good friend, pastor or counselor. Really dig into who you are and find the truth of who God created you to be.

Evaluate your business. Why did God put you in your business? How does God want you to impact the world and share His love through your business? If you are not sure, dig into scriptures, join a Christian entrepreneur group, or just talk to a solid Christian mentor in your life.


I could write thousands of words, but none of it means anything if we don’t take action on our beliefs. We must take action on our belief in God, self and business if we truly want to be successful. God has placed His hand on your life, I know because you are reading these words and I am praying for you. You are called to be in business and you did not find this article by accident.

I’m Lyle H. and I want to invite you to dig a little deeper with your faith and how it fits into business. If you need a confidence boost, check out: http://www.christianbusinessrevolution.com/faith-fit-business/

I also shared about how business is your mission, just look at what this famous missionary did with business in the Bible: http://www.christianbusinessrevolution.com/god-want-us-business/

Go and be blessed and be a blessing!


Your Revenue And Expenses

Revenue Expenses


Revenue is the price of goods sold and services rendered during a giver accounting period. Earning revenue causes owner’s equity to increase. When a business renders services or sells merchandise to its customers, it usually receives cash or acquires ar account receivable from the customer. The inflow of cash or receivable from customers increases the total assets of the company. On the other side of the accounting equation, the liabilities do not change, but owner’s equity increases to match the increase in total assets. Thus revenue is the gross increases in owner’s equity resulting from operation of the business.

Various terms are used to describe different types of revenue; for example, the revenue earned by a real estate might be called Sales Commissions Earned, or alternatively, Commissions Revenue. In the professional practice of lawyers, physicians, dentists, and CPAs, the revenue is called Fees Earned. A business which sells merchandise rather than services (General Motors, for example) will use the term Sales to describe the revenue earned. Another type of revenue is Interest Earned, which means the amount received as interest on notes receivable, bank deposits, government bonds, or other securities.

When to Record Revenue: The Realization Principle When is revenue recorded in the accounting records? For example, assume that on May 24, a real estate company signs a contract to represent a client in selling the client’s personal residence. The contract entitles the real estate company to a commission equal to 5% of the selling price, due 30 days after the date of sale. On June 10, the real estate company sells the house at a price of $120, 000, thereby earning a $6, 000 commission ($120, 000 x 5% ), to be received on July 10. When should the company record this $6, 000 commission revenue¬† in May, June, or July?

The company should record this revenue on June 10¬† the day it rendered the service of selling the client’s house. As the company will not collect this commission until July, it must also record an account receivable on June 10. In July, when this receivable is collected, the company must not record revenue a second time. Collecting an account receivable increases one asset, Cash, and decreases another assets, Accounts Receivable. Thus, collecting an account receivable does not increase owner’s equity and does not represent revenue.

Our answer illustrates a generally accepted accounting principle called the realization principle. The realization principle states that a business should record revenue at the time services are rendered to customers or goods sold are delivered to customers. In short, revenue is recorded when it is earned, without regard as to when the cash is received.


Expenses are costs of the goods and services used up in the process of earning revenue. Examples include the cost of employee’s salaries, advertising, rent, utilities, and the gradual wearing-out (depreciation) of such assets as buildings, automobiles, and office equipment. All these costs are necessary to attract and serve customers and thereby earn revenue. Expenses are called the “costs of doing business”, that is, the cost of the various activities necessary to carry on a business.

An expense always causes a decrease in owner’s equity. The related changes in the accounting equation can either (1) a decrease in assets or (2) increase in liabilities. An expense reduces assets if payment occurs at the time that the expense is incurred (or if payment has been made in advance). If the expense will not be paid until later, as, for example, the purchase of advertising services on account, the recording of the expense will be accompanied by an increase in liabilities.

When to Record Expenses: The Matching Principle. A significant relationship exists between revenue and expenses. Expenses are incurred for the purpose of producing revenue. In measuring net income for a period, revenue should be offset by all the expenses incurred in producing that revenue. This concept of offsetting expenses against revenue on a basis of “cause and effect” is called the matching principle.

Timing is an important factor in matching (offsetting) revenue with the related expenses. For example, in preparing monthly income statements, it is important to offset this month’s expenses against this month’s revenue. We should not offset this month’s expenses against last month’s revenue, because there is no cause and effect relationship between the two.

How To Start A Home Business

Home Business

Taking the leap of faith and starting a home based business can be an exciting and daunting experience at the same time. While there are numerous reasons why people are drawn to the concept of a home based business the challenge is getting it off the ground. Unlike several decades ago, having a respectable home business was unheard off.

In fact if you didn’t have a shop front or office then you were considered to have a questionable business operation that lacked credibility. Times have certainly changed and so have our lifestyles. These days with the modern advances in technology you can comfortably setup a home business and compete successfully with much more established and larger businesses without any noticeable decrease in credibility.

In fact many of the multinational technology companies we know today as household names started out in dorm rooms, in the garage or a spare bedroom. Below are a few handy steps to help you get your home business off the ground.

1. Decide on your business structure. While you may be working from home you will still need to register the business and deciding on the business structure can be a critical decision. You hardly want to settle on a structure just because it is the easiest to setup or most cost effective only to have to restructure the whole business when it gets larger. If you don’t want to invest in an accountant to help you with this step there are some useful resources available at any local library about the different business structures and the benefits each structure can provide.

2. Decide on a name and register it. You will need to register your business name with the appropriate business authority in your area so that you can commence business operations. Rules and regulations differ from state to state and from country to country so consult your local government business department and they will be able to assist you on the forms you will need to fill out.

3. Decide on where your business is going to operate from. If you are lucky enough to have a spare room then you are pretty much set with getting your business going. You can probably get by with a table, chair, a filing cabinet, phone and computer in the early days. If you need other things relevant to your business you can get them later on when you are starting to create some turnover. Don’t worry about not have the perfect business setup from day one as your success won’t be determined by how beautiful your office looks. If you don’t have the luxury of a spare room then you might need to make do with a temporary office table that you need to setup and pack away at the end of each day.

4. Invest in business stationary. Probably the most important aspect of getting a business off the ground is making sure people know about it. Tell your friends and family that your open for business. A useful and cost effective way to promote your business is to get business cards designed and printed. While your at it you might as well print letterheads as well. With the abundance of cheap online printing companies out there this can be quite inexpensive and certainly well worth the small investment. Either use the available templates provided by your printer or engage the services of a cheap graphic designer from your local university to get them designed for you.

5. Start marketing. Its all well and good to have your business open but in order for it to stay open you need to have customers. Unlike having a shop front or office people aren’t going to just stumble across your business and wonder in your doors. You are going to need to do some leg work. Whether it be a telemarketing campaign or a direct mail campaign you are going to be the one that needs to do that if you want your business to grow. There are many wonderful small business associations that you can join that can give you useful advice and resources on how best to maximize your small marketing budget most effectively.

Starting a small business can be such a rewarding experience and once of the ground the fun is just beginning.

How To Start Your Own Business From Home

When you are ready to start a business from home, then you are undoubtedly wondering how to go about it in a way that will keep you sane, while allowing you to make some money.

You also want to keep it easy on the finances so that you will not be tempted to run up your credit cards.You do not want to get deep in debt.

Yet somehow, someway you need to make a profit in an effort to stay afloat.

There are some simple, important and clear steps you can take when you are ready to start a business from home:

Please do not quit your day job. This sounds obvious I know but there are first hand heart breaking stories around where this has happened.

This has resulted in bankruptcies and even divorce. That is surely not the steps you want to take to succeed.

However, it is tempting to take the great leap right away and jump into your business with both hands and feet.

But remember that until the money comes in, you will still need to pay your bills! Sorry, there is no way around it.

So instead of quitting your job completely, go ahead and see if you can cut your hours, a little bit, once you start making enough income to cover some of the bills.

Perhaps work part time at another job to pay for the tools you need to get started.

If things keep going well and gelling, with your business, you can go ahead and take a few less hours from your job.

Do not get to close to where you lose any benefits at all. These are your health line and are not worth the risk of losing no matter how good the opportunity looks. No Exceptions.

If things do not go as well as you anticipated, or if perhaps you decide against running a full time business at this time, you can increase your hours again to full time status.

Caution here. It is always dangerous to cut your hours, and risk losing benefits until you have a nice steady stream of income coming in.

If your employer is nasty, they might not let you have the hours back. Some people thought they could get hours back but they were not able to. Careful.

Save up as much money as possible. When you start a business from home, there will be a lot of expenses you will need to be able to pay on a regular basis.

Sometimes you will need to get permits or licenses. As long as your business is not a critical legal or medical one, the authorities will not usually bother you about this.

Be sure not to make your business a disturbance to your neighborhood and you will probably not need a license or permit anyway in most cases.

Maybe you simply need to buy some equipment. It is tempting to go ahead and use your credit cards to get started because it is so easy to do.

Please, I beg you please, do not do this. Do not risk losing your family and financial control of your life.

On the same hand, never, I repeat never, take out a second mortgage on your home to do this.

A business built, patiently, step by step will stand on a solid foundation. A business built up real quick will collapse like a house of cards and ruin your life.

Do not give in to these temptations, instead, go ahead and save up some money to use it for these reasons.

Get a second, part time job, and save up to buy your equipment with cash and you will be light years ahead. Your business start up will take longer but it will be far more solid with no debt dragging your progress down.

Use the time you would spend working on your business to finance your initial equipment with cash. The equipment is tax deductible also.

See your CPA for tax deductions. They will be worth the price.

Create a workspace you will enjoy. Work it out with your family so you all agree on it.

This is very important to do this way. Depending on which kind of home business you will start, you will need to have a suitable work area.

Make sure that the work area you have mapped out for yourself meets all your work needs for now. After all, you will be spending quite a bit of time there!

Create a highly detailed marketing plan. Whether you are selling a good or service, you want to make sure to get the word out. Word of mouth is the best kind of advertising.

If possible, donate your business skills to your church. You will be helping out your church, doing a very nice act, and creating the best kind of reference, word of mouth advertising, for your work besides.

Everyone will soon know about your good work and intentions.

Networking is important. Use all the tools you can find. Use the power of email signatures, business cards, and handing out freebies and coupons! Business cards are especially strong.

Business cards are very cheap on the internet and you can get help designing beautiful cards on the website you buy them from. The best prices on super cheap business cards I have found was with Vista Print on the internet.

Enjoy your business! You have probably decided to start the business because you want to do something you love and because you want to spend more time with your friends, self and family.

Learn to like yourself. This is very important.

Go charge ahead, enjoy your business and resist the urge to overwork yourself, especially in the beginning!

Always think quality, not quantity and you will prosper.

You do not want to suffer from burnout! Get out of the house at least once everyday. You will lose all your will to work your business if you do not do so.

Do something with your spouse, children and pets and let them help you come up with creative ideas.

Getting away from your business this way, lets your brain relax, recharge and come up with good ideas for you. A wonderful natural tool.

These tips and tricks should help you to start a business from home, keep your sanity, peace and make it an all around enjoyable process!

Good Business Habits

Let me tell you straight, you cannot be a successful business person if you don’t have good business habits. Below I have listed a few habits that you should be doing if you wanted to be a successful business person!

1.) Are you committed to every business you have?

Opening a business is easy but maintaining its operation will take a lot of you time. Will you be available in creating marketing plans and promotional materials? Business without marketing plans is suicide. Once you start a business, put every attention to it. Don’t let your employees manage it. Take note of this, you are the only person who has vision for its success so its only you who can make it

2.) Are you continuously searching for opportunities?

Business people don’t just stick on 1 or 2 business. A business person always searches for more business opportunities. They are not mediocre. They don’t want stable business but rather a growing one. Always search for new ideas to pursue.. A business person has a vision for numerous income streams for profits!

3.) Do you think positive about you business?

A business person don’t pursue a business to which he/she doesn’t feel positive about. Once you start a business, don’t fill your mind with any negative thoughts. Problems may come your way but it will always have a solution. Business people don’t think of failures, always success behind every problem.

4.) Do you share the business vision?

You can’t survive on your own. You may be skillful at some point but it can’t make you very successful. A business person shares a business vision, to someone else, to a possible business partner. If a single business person can earn $1000 a month, then 2 person can earn $2000 a month. Simple logic but its reality. You can earn more as long as you share same vision with someone else.

5.) Do you delegate tasks?

Normally, every business person only thinks of opportunities and its corresponding marketing campaigns. It will not be healthy if the business person will also do the action of implementation. He will be dead meat if he/she will put every burden unto their shoulders. In fact, employees purpose is to put every plan into action, right?

6.) Do you create a good public image?

People are very sympathetic. They support the business whom they like the owner. Whether you like it or not,if people like your attitude and way of doing business, they will support you. But if you look like a bad boy or a person who looks down and criticizes people, believe me, you will loose every customer you’ve got!

Start creating a good public image. Help support the community where you belong. Extend some help to those in need. Don’t act as if what’s the only thing important to you is your profits and earnings. Make the public see that you care.

Handle Your Rental Business System Smoothly

Commodity Rental Software is the most comprehensive online rental business creator script today. It comes with a full E-Commerce Capacity and is ready to go, out of the box. Rental software can get your online rentals business up and running within a matter of hours. Built on a fully extendible and customizable platform, Commodity Rentals System makes use of open attribute architecture, allowing you to add your own rental attributes and create your own customized version of your online rental business.

Are you currently running a Rental Business System ? Do you want to make your business run more smoothly? Rental Business Software might be of a big help to you. These software and Rental Business applications will help you generate more structured rental plans for your customers.

Not only will these help you structure your rental schemes but you can also avail of software that could help you manage your store’s rental files, customer information, payments, etc. And you can do these with just a few clicks; no need to jot down and scribble the information you need in journals and ledgers.

Video DVD, CD and Books Rental Business Management Software. This video rental software can be used to create an online rental business for adult video DVDs, CDs and books. It can also be customized to add the shopping cart module which can also provide your users an option to buy the video DVDs, CDs or books in addition to renting them.

CommodityRentals.com now also offers full customization services for the video rental system and we can practically make your business storefront look and function the way you want. One of the examples would be to add an independent storefront to sell additional items other than the video DVDs, CDs or Books. This storefront can work independently but still be connected to your main database and can work through a single user login.

Property management, as the name suggests, is meant to deal with the proper management services and scrutiny of various properties. Property management is a particular discipline of defining and achieving targets in matters of properties. At the same time, its primary purpose is to optimize the utilization of resources such as energy, space, time, people, technology and many others.

A few benefits of the software are: automatic creation of the standardized supporting documents and analysis; time-saving to great extent in negotiating and approving leases; and helping the company with updated information on all ongoing lease negotiations.

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Business Etiquette

When it comes to etiquette, many people may think of politeness, courtesy, and other likes. Chinese think that etiquette is the common behavior standards that all members should obey, whose purpose is to keep the normal living order of the society. Business etiquette is fundamentally concerned with building relationship which is founded upon courtesy and politeness between business people.

From different angles, business etiquette refers to different characteristics, which include regularity, credibility, time opportunity and culture reflecting.

First, regularity

From its accommodating scope, business etiquette refers to the norms which regulate the people who are involved in different business activities of product flowing process, which differs from other etiquettes.

Second, credibility

From the content of business etiquette, as long as people working for business activities, the interests of both parts are involved necessarily, instead of a single parts interests. Therefore, honesty and integrity is crucial in business activities. Honesty in business etiquette refers to participating business activities sincerely as to reach agreement instead of exaggerating without actions. Credibility means once you have promised, you should keep your promise. Once signed a contract, you must perform the appointment. If something unexpected happens and you cant accomplish it on time, you should try your best to make up for it.

Third, time opportunity

The occasion of commercial affairs is very strong. When the golden time is over, the precious chance is lost. Sometimes, in business activities, if what you have done is just right, the problem will be readily solved. Sometimes, if the business person is too insistent on his own opinions, the deal can rarely be closed.

Fourth, culture reflecting

From the nature of business etiquette, although business activities are a kind of economic activities, they reflect different culture in a large part. The persons engaging in the business activities should be civilized, elegant and polite so as to establish good image among others.

Abiding by norms of business etiquette will make the interpersonal communication much easier and condense the emotions so that the mutual trust, mutual respect and cooperative relationship could be established accordingly.

The Basics of Marketing for a Small Business

When we think of marketing for a business, we do not need to scale down our expectations for marketing tools as well. Just because our business is small doesn’t mean we have to think small in marketing. This does not automatically translate into having to spend more. It just means making more use of our resources and being creative too.

Marketing for a business can take on many forms. The traditional media outlets such as radio, print and television are all tried and tested modes. Though reliable, getting ads or commercials out can be quite expensive.

For a start up business, you do want to get noticed right away without having to spend so much. Since you’re still probably paying off financing schemes for your business, you want to be aggressive in earning right away without risking too much in terms of expenses.

Good marketing for a business means making the most of your resources and identifying your target clients. Build a good base locally before you think of spreading out. Online resources are the best for this since they are low cost or even free at times. Social networking sites are perfect since you already have an existing network of contacts. Homemade videos can be made with good quality through free editing software and uploaded on the internet.

Marketing for a small business also takes advantage of word of mouth, which is especially true for local stores. As people spread word of your business around, you get more and more clients coming in who want to give you a shot.

For example, food stalls would often be located in busy streets or buildings because foot traffic will translate to better sales. They market their business through colourful signs as well as nice smelling food. By transforming this basic idea to your own business, you can have a successful strategy.

Marketing and paying off financing schemes

Marketing for a small business can only go as far as letting your business be well known. A good business will always depend on good quality of service in order to sustain your business. When your product is already of high quality and is well known, the marketing for a small business will take care of itself.

Marketing for a business is important as it supports your business in paying off financing schemes. Whether you have opted to take out loans or equipment leasing, a good marketing strategy makes your product well known enough to be sold.

Marketing for a small business is often a cycle, you do need a solid foundation that your business will deliver and a solid and adaptable marketing plan to get your product across. Marketing for a business should translate into higher sales, loyal clientele and better modes to pay off financing, loans or leasing.

Accounting for Marketing Expenses

If you do need to spend for marketing for a small business then do take due consideration of the expenses incurred. Study your accounting and see if you can afford to go for a marketing scheme such as this. List down also the expenses incurred and make sure this is receipted well. This is so you can deduct this as a business expense.

By balancing marketing expenses with good accounting practices, you can be sure to maximize your earnings for your business.

Marketing for a small business is exciting since it makes your product known and drives up sales. Remember though that for marketing for a small business is just the first step, a good product is always the best marketing tool.

Welcome to Financing of small business, We are setting your records straight by giving you the knowledge about small business leasing. There are lots of option of leasing for a small business.